Terms

Last updated: October 27, 2026

By using Vault Ledger, you agree to use the app responsibly and keep your account secure.

Vault Ledger Is a Ledger Tool

Vault Ledger helps you track precious metals holdings, photos, purchase information, sales history, and notes. Vault Ledger is not a bank, custodian, insurance provider, appraiser, broker, marketplace, or financial advisor.

No Financial Advice

Spot prices, portfolio values, premiums, gains, and losses are estimates for record-keeping. You are responsible for verifying values before making purchase, sale, tax, insurance, or investment decisions.

Monthly Subscription

Vault Ledger web access costs USD $4.99 per month. Payment is collected through Stripe at signup and automatically every month until canceled. Creating an account alone does not start a paid subscription. There is no free trial.

Use Manage subscription in the app to cancel future renewals or update your payment method. Cancellation takes effect at the end of the paid billing period. Cancel before the renewal date to avoid the next charge. Cancellation does not automatically refund an earlier payment. Contact support about billing errors or refund requests; applicable statutory rights still apply.

After paid access ends, your existing ledger remains available to export as a backup and you may delete your account. New ledger changes and photo uploads require active paid access. Deleting your account cancels its associated subscription and permanently removes the account records as described on the account-deletion page.

Your Account

You are responsible for keeping your login secure. If you notice suspicious activity, update your password and contact support.

Your Data

You are responsible for the accuracy of the holdings, photos, notes, and sales records you enter. Keep backups of records that are important to you.

Acceptable Use

Do not use Vault Ledger to upload unlawful content, violate another person's rights, interfere with the service, or try to access another user's account or data.

Availability

Vault Ledger may be unavailable or delayed at times because of network, device, cloud, or market data issues.

Account Deletion

You may delete your account from inside the app or review deletion options at vaultledger.us/account-deletion.

Changes

These terms may be updated. Continued use of Vault Ledger after an update means you accept the updated terms.

Contact

For questions about these terms, contact Vault Ledger support at support@vaultledger.us.